*{box-sizing:border-box}
body{font-family:Arial,Helvetica,sans-serif;margin:0;color:#222;background:#f4f6f8}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}
header{background:#16324c;padding:18px 0}
header .wrap{display:flex;align-items:center;justify-content:space-between}
.logo{color:#fff;text-decoration:none;display:flex;align-items:center;gap:10px}
.logo-mark{display:inline-block;background:#e8b23a;color:#16324c;font-weight:bold;border-radius:4px;padding:6px 10px;font-size:16px}
.logo-name{font-weight:bold;font-size:17px}
nav a{color:#dce6f2;text-decoration:none;margin-left:22px;font-size:15px}
nav a:hover{color:#e8b23a}
.hero{background:#fff;border-radius:8px;padding:30px 26px;margin:26px 0;box-shadow:0 2px 6px rgba(0,0,0,.06)}
.hero h1{margin:0 0 10px;font-size:26px;color:#16324c}
.hero p{font-size:16px;color:#333}
.btn{display:inline-block;background:#e8b23a;color:#16324c;padding:10px 20px;border-radius:5px;text-decoration:none;font-weight:bold}
section{background:#fff;border-radius:8px;padding:22px 26px;margin-bottom:20px;box-shadow:0 2px 6px rgba(0,0,0,.04)}
section h2{color:#16324c;margin-top:0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.card{background:#fbfbfd;border:1px solid #e2e6ea;border-radius:8px;padding:18px}
.card .ico{font-size:26px;margin-bottom:8px;color:#e8b23a}
.card h2{font-size:16px}
ul.services{list-style:none;padding-left:0}
ul.services li{background:#fbfbfd;border-left:4px solid #e8b23a;padding:10px 14px;margin-bottom:10px;border-radius:4px}
footer{background:#16324c;color:#cfd8e3;padding:16px 0;font-size:12px}
footer .wrap{max-width:960px;margin:0 auto;padding:0 20px}